What does Aflac accident policy cover?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Accidental Injuries sustained in a covered accident , Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion,
How much is an Aflac accident policy?
Initial Accident Hospitalization Benefit Aflac will pay $1,000 when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $2,000 .
Does Aflac cover broken bones?
Benefits payable for fractures , dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures. Benefits payable for initial treatment, X-rays, major diagnostic exams, and follow-up treatments.
Does Aflac pay for death?
Aflac will pay the following benefits as applicable if a Covered Person’s Accidental- Death , Dismemberment, or Injury is caused by a covered accident that occurs on or off the job. Treatment or confinement in a U.S. government Hospital does not require a charge for benefits to be payable.
What is considered an accidental injury?
Accidental injury as the name suggest delineates all those types of injuries which are the outcome of an unforeseen and unfortunate mishap. Falls, cuts, burns, road accidents, bites, stings and drowning are examples of accidental injuries . Such injuries are covered under individual personal accident insurance.
How long do you have to file an accident claim with Aflac?
How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.
Is Aflac a good deal?
AFLAC’s policies are legit, and at a great price, but they have to be a good fit for you and your lifestyle to be a good value. Basically, for any AFLAC policy, whether or not it’s a good fit and a good value for you comes down to your lifestyle.
Can you get Aflac after diagnosis?
HOSPICE CARE BENEFIT: When a Covered Person is diagnosed with Internal Cancer or an Associated Cancerous Condition and therapeutic intervention directed toward the cure of the disease is medically determined to be no longer appropriate, and if the Covered Person’s medical prognosis is one in which there is a life
How much does Aflac pay per day in hospital?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.
What does Aflac pay for fractures?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures , concussion, emergency dental work, coma, paralysis, and
Does Aflac pay for doctor visits?
A. PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit ) to a Physician , Psychologist, or Urgent Care Center. The Sickness or Injury of a Covered Person is not required for the Physician Visit Benefit to be payable.
How much does Aflac pay for lab work?
LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.
Does Aflac cover family members?
Aflac helps bridge the possible intense out-of-pocket expense and other normal living costs, when confined to hospital intensive care. Policy rates are based on several factors including age, level of coverage, and your choice to cover family . Several policies provide you the option to cover family .
Can I cash out my Aflac life insurance policy?
Available cash – You can borrow from the policy’s cash value to help pay medical expenses, college tuition, or any other bills you may have. Increase in the cash values – Any increase in the cash value of a life policy is not subject to income tax while the cash remains in the policy .
How much does Aflac pay if you get cancer?
First-Occurrence Benefit Aflac will pay $5,000 for the insured, $5,000 for the spouse, or $7,500 for children when a covered person is diagnosed with internal cancer . This benefit is payable only once for each covered person and will be paid in addition to any other benefit in this policy.