Are you at fault if you hydroplane?
For example, if you rear-end the car in front of you on the road on a clear-weather day because you were looking at your phone or got drowsy and were not paying enough attention to the surrounding traffic, you will generally be deemed at fault . Your car hydroplanes , you lose control, and crash into another vehicle.
What is a hydroplane accident?
Hydroplaning Accidents . Hydroplaning Accidents – Hydroplaning incidents often occur when roads are slick due to an existing layer of water on the roadway. This usually happens during periods of rain, but it can also be the result of excess water on the road from a broken water vein or sprinkler.
How many accidents are caused by hydroplaning?
Estimates also indicate that as many as one out of every four traffic accident deaths and 445,000 injuries each year are the result of crashes in some type of inclement weather. Of those deaths and injuries related to weather, 46% occurred during rainfall, and fully 73% occurred on wet roads.
What should you do if your car starts to hydroplane?
How to handle your vehicle when hydroplaning Remain calm and slow down. Avoid the natural urge to slam on your brakes. Use a light pumping action on the pedal if you need to brake. If you have anti-lock brakes, you can brake normally. Once you ‘ve regained control of your car , take a minute or two to calm yourself down.
Is a weather related accident at fault?
“The degree of fault of an insured is determined without reference to the circumstances in which the incident occurs, including weather conditions, road conditions, visibility or the actions of pedestrians…” Only in extremely rare cases have accidents been deemed inevitable due to weather conditions.
How does hydroplaning affect insurance?
An accident caused by hydroplaning is likely to affect the future premiums on one’s auto policy (not just on the physical damage coverage ). Note that this loss would fall under the Collision coverage , not Comprehensive. The underwriters will see this as an at-fault accident, caused by driving too fast for conditions.
Does speed affect hydroplaning?
The three main factors that contribute to hydroplaning are: Vehicle speed – as speed increases, wet traction is reduced. Tire tread depth – worn tires have less ability to resist hydroplaning .
Does comprehensive insurance cover hydroplaning?
This coverage could help if you unfortunately hit someone else’s vehicle or someone were to hit you, hydroplaning or for a large number of other circumstances as well. Comprehensive coverage offers protection for any vehicle damage not from a collision, if your car is damaged.
Does hydroplaning damage your car?
It can also cause the car to hydroplane which means the car is on a layer of water instead of contact with the road surface. Ruin a car no, ruin an engine, absolutely! In order to avoid possible engine damage when driving through deep water, the vehicle should be driven at a walking speed in first gear. ‘
How many inches of water can cause hydroplaning?
Hydroplaning is possible whenever water accumulates to a depth of one-tenth of an inch (0.3 centimeters) or more for at least 30 feet (9.14 meters) and a vehicle moves through it at 50 miles per hour (22.35 meters per hour) or more [source: Crash Forensics]. Tire size and tread patterns are also important.
Why does my car keep hydroplaning?
Hydroplaning happens when a sheet of water comes between your tires and the pavement, causing your vehicle to lose traction and sometimes even spin out of control. It’s most likely to happen in the first few minutes of a light rain, when the rain mixes with oil residue on the road, creating slippery conditions.
Does insurance cover single car accident?
Collision insurance covers the cost of replacing or repairing your car if you’re involved in an accident . And that includes single -vehicle accidents.
At what speed does hydroplaning occur?
Hydroplaning can occur on any wet road surface, however, the first 10 minutes of a light rain can be the most dangerous. When light rain mixes with oil residue on the road surface, it creates slippery conditions that can cause vehicles, especially those traveling speeds in excess of 35 mph , to hydroplane.
What is the 3 to 6 second rule?
The 3 – second rule only applies to good, daylight driving conditions. If you are driving in heavy traffic, driving at night or in weather conditions that are not ideal, such as rain or fog, consider doubling the 3 – second rule to six seconds as a safety precaution.
What will not reduce consequences of a collision?
You may be able to avoid a rear-end or side-impact collision by speeding up and steering out of the way. In a rear-end collision , increase your speed to reduce the force of impact and make the damage less severe. Finally, remember that excessive braking and steering can cause your vehicle to lose balance.